How to Send Money from Bangladesh Abroad: Official Rules & Limits Guide (2025)<\/title> <meta name=\"description\" content=\"The complete guide to sending money abroad from Bangladesh in 2025. Find official rules, outward remittance limits, and requirements for education, medical, travel, and business based on the latest Bangladesh Bank regulations.\"> <meta name=\"keywords\" content=\"send money from Bangladesh, outward remittance Bangladesh, Bangladesh Bank foreign exchange, remittance rules Bangladesh, send money abroad, foreign currency limits, education fees abroad, medical treatment abroad, travel quota Bangladesh, LegalSeba LLP, how to transfer money internationally from Bangladesh\">  <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script> <script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script> <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"> <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin> <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700&display=swap\" rel=\"stylesheet\">    – Report Info: Various categories and limits for outward remittances. – Goal: Inform and allow easy lookup. – Presentation Method: Interactive category buttons (HTML\/CSS) controlling visibility of detailed text blocks (HTML). Key limits are highlighted with distinct styling. – Interaction: Clicking a category button filters the content shown. This is a simple, universally understood interaction model. – Justification: This approach directly addresses the user’s need to find specific information quickly within a complex document, making it far more usable than reading the original PDF. – Visualization: A Bar Chart (Chart.js) is used to compare major annual remittance limits. – Goal: Compare relative scales of different remittance allowances. – Presentation: A Canvas-based bar chart. – Interaction: Tooltips on hover show precise values. – Justification: The chart provides an at-a-glance comparison that is more impactful than a simple list of numbers, aiding in quick comprehension. – Library\/Method: Chart.js on a Canvas element. –>  <\/p>\n<style> body { font-family: 'Inter', sans-serif; background-color: #FDFBF8; } .chart-container { position: relative; width: 100%; max-width: 900px; margin-left: auto; margin-right: auto; height: 400px; max-height: 50vh; } .limit-highlight { font-weight: 700; color: #047857; \/* Emerald-700 *\/ } .category-btn { transition: all 0.2s ease-in-out; } .category-btn.active { background-color: #065F46; \/* Emerald-800 *\/ color: white; transform: translateY(-2px); box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); } .content-section { display: none; } .content-section.active { display: block; } <\/style>\n<p> <script type=\"application\/ld+json\"> { \"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [ { \"@type\": \"Question\", \"name\": \"What is the personal travel quota for sending money abroad from Bangladesh?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"As per the latest Bangladesh Bank regulations for 2025, the annual personal travel quota is up to USD 12,000 per adult per calendar year. For minors under 12, the limit is half of the adult entitlement.\" } }, { \"@type\": \"Question\", \"name\": \"How much money can I remit from Bangladesh for education abroad?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"For students studying abroad, you can remit the actual amount required for tuition and other fees as per the educational institution's demand note. For living expenses, the outward remittance limit is up to USD 2,000 per month, which can be increased by 50% for high-cost locations with proper proof.\" } }, { \"@type\": \"Question\", \"name\": \"What are the rules for sending money for medical treatment outside Bangladesh?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"An initial remittance of up to USD 10,000 is allowed for medical treatment abroad based on a specialist doctor's recommendation. Further amounts can be sent based on the official estimate from the foreign medical institution.\" } }, { \"@type\": \"Question\", \"name\": \"What are the limits on outward remittances for IT and software services from Bangladesh?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"For IT-related services, entities in Bangladesh can remit up to USD 10,000 annually for membership\/certification, USD 300 per domain\/hosting plan, USD 2,000 for server maintenance, and USD 10,000 for software licenses\/subscriptions per year.\" } } ] } <\/script> <script type=\"application\/ld+json\"> { \"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"headline\": \"How to Send Money from Bangladesh Abroad: Official Rules & Limits Guide (2025)\", \"author\": { \"@type\": \"Organization\", \"name\": \"LegalSeba LLP\" }, \"publisher\": { \"@type\": \"Organization\", \"name\": \"LegalSeba LLP\", \"contactPoint\": { \"@type\": \"ContactPoint\", \"telephone\": \"+8801753718223\", \"contactType\": \"Customer Support\", \"email\": \"support@legalseba.com\", \"areaServed\": \"BD\", \"availableLanguage\": \"en\" } }, \"datePublished\": \"2025-09-30\", \"dateModified\": \"2025-10-07\", \"description\": \"A comprehensive guide on the rules for outward remittances from Bangladesh. Learn about the official limits and procedures for sending money abroad for education, travel, medical, and business purposes, based on the latest Bangladesh Bank FE Circular.\", \"mainEntityOfPage\": { \"@type\": \"WebPage\" } } <\/script><\/head><body class=\"text-gray-800\"> <\/p>\n<div class=\"container mx-auto p-4 md:p-8 max-w-7xl\"> <\/p>\n<header class=\"text-center mb-8 md:mb-12\"> <\/p>\n<h1 class=\"text-3xl md:text-5xl font-bold text-gray-900\">Sending Money Abroad from Bangladesh: The Official Guide (2025 Rules)<\/h1>\n<p> <pee class=\"mt-2 md:mt-4 text-base md:text-lg text-gray-600\">Your complete guide to Bangladesh Bank’s foreign exchange regulations for outward remittances. This page covers all current rules based on FE Circular No. 37, valid until September 29, 2026.<\/pee> <\/header>\n<p> <main> <\/p>\n<section id=\"key-limits-overview\" class=\"mb-12\"> <\/p>\n<h2 class=\"text-2xl md:text-3xl font-bold text-center mb-6\">Annual Foreign Remittance Limits at a Glance<\/h2>\n<p> <pee class=\"text-center text-gray-600 max-w-3xl mx-auto mb-6\">This chart provides a quick comparison of the maximum amounts of foreign currency that can be sent abroad annually for common purposes. To understand the full process of how to transfer money internationally from Bangladesh, use the category tabs below for detailed rules and conditions.<\/pee> <\/p>\n<div class=\"bg-white p-4 rounded-xl shadow-md\"> <\/p>\n<div class=\"chart-container\"> <canvas id=\"limitsChart\"><\/canvas> <\/div>\n<p> <\/div>\n<p> <\/section>\n<p> <\/p>\n<section id=\"category-navigator\"> <\/p>\n<h2 class=\"text-2xl md:text-3xl font-bold text-center mb-6\">Find Remittance Rules by Your Purpose<\/h2>\n<p> <pee class=\"text-center text-gray-600 max-w-3xl mx-auto mb-8\">The rules for sending money abroad from Bangladesh are specific to the reason for the transfer. Select a category to see the official foreign currency limits and documentation requirements as set by Bangladesh Bank. This helps you quickly find the information relevant to your needs.<\/pee> <\/p>\n<div id=\"category-buttons\" class=\"grid grid-cols-2 sm:grid-cols-3 lg:grid-cols-5 gap-4 md:gap-6\"> <button data-target=\"education\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Graduation cap\">\ud83c\udf93<\/span> <span class=\"font-semibold\">Education<\/span> <\/button> <button data-target=\"medical\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Hospital\">\ud83c\udfe5<\/span> <span class=\"font-semibold\">Medical<\/span> <\/button> <button data-target=\"travel\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Airplane\">\u2708\ufe0f<\/span> <span class=\"font-semibold\">Travel<\/span> <\/button> <button data-target=\"it\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Laptop\">\ud83d\udcbb<\/span> <span class=\"font-semibold\">IT & Software<\/span> <\/button> <button data-target=\"company\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Office building\">\ud83c\udfe2<\/span> <span class=\"font-semibold\">Company Transactions<\/span> <\/button> <button data-target=\"business\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Briefcase\">\ud83d\udcbc<\/span> <span class=\"font-semibold\">Professional Fees<\/span> <\/button> <button data-target=\"family\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Family\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span> <span class=\"font-semibold\">Family Support<\/span> <\/button> <button data-target=\"events\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Admission tickets\">\ud83c\udf9f\ufe0f<\/span> <span class=\"font-semibold\">Events<\/span> <\/button> <button data-target=\"other\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Link\">\ud83d\udd17<\/span> <span class=\"font-semibold\">Other<\/span> <\/button> <\/div>\n<p> <\/section>\n<p>  <\/p>\n<div id=\"content-container\" class=\"mt-8 md:mt-12\"> <\/p>\n<div id=\"content-education\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udcda Outward Remittance for Education from Bangladesh<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">If you need to send money from Bangladesh for educational purposes, the central bank has set clear guidelines. Funds can be remitted for students studying abroad to cover academic and living costs. Ensure you have the necessary documentation from the educational institution to facilitate the foreign exchange transaction.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Tuition and Other Academic Fees<\/h4>\n<p> <pee>You can remit the actual amount as specified in the demand note or estimate from the foreign educational institution. There is no upper cap, provided the costs are officially documented.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Student Living Expenses<\/h4>\n<p> <pee>The limit for living expenses is up to <span class=\"limit-highlight\">USD 2,000<\/span> per month. This can be increased by up to 50% for specific high-cost countries or cities, provided there is proof from the institution or a relevant public authority.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">One-Time Incidental Expenses<\/h4>\n<p> <pee>For newly admitted students preparing to leave Bangladesh, a one-time remittance of up to <span class=\"limit-highlight\">USD 1,000<\/span> is allowed for incidental expenses before their departure.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-medical\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83e\ude7a Sending Money for Medical Treatment Abroad<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">The regulations allow outward remittances for medical treatment in foreign countries. To transfer money for this purpose, you will need recommendations from local medical specialists and official cost estimates from the overseas medical institution.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Initial Remittance for Medical Care<\/h4>\n<p> <pee>An initial amount of up to <span class=\"limit-highlight\">USD 10,000<\/span> can be remitted based on the recommendation of a specialist doctor in Bangladesh or a local medical board.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Further Remittances for Ongoing Treatment<\/h4>\n<p> <pee>Additional funds can be sent based on the official estimate provided by the foreign hospital or medical institution where the treatment will take place. This requires submitting the documents to your bank.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-travel\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\u2708\ufe0f Bangladesh Travel Quota: Foreign Currency Rules<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">Individuals are entitled to a foreign exchange quota for personal and business travel, known as the travel quota. These outward remittance quotas are per person, per calendar year and must be endorsed in your passport by an Authorized Dealer bank.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Personal Travel Quota<\/h4>\n<p> <pee>The annual personal travel quota is up to <span class=\"limit-highlight\">USD 12,000<\/span> per adult. For minors (under 12 years of age), the limit is half of the adult entitlement.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Business Travel Quota<\/h4>\n<p> <pee class=\"mb-2\">The limits for business travel from Bangladesh vary by destination:<\/pee> <\/p>\n<ul class=\"list-disc list-inside text-gray-700 space-y-2\"> <\/p>\n<li><strong>SAARC Countries & Myanmar:<\/strong> Up to <span class=\"limit-highlight\">USD 5,000<\/span> per trip.<\/li>\n<p> <\/p>\n<li><strong>Other Countries:<\/strong> Up to <span class=\"limit-highlight\">USD 7,000<\/span> per trip.<\/li>\n<p> <\/p>\n<li>Special quotas also exist for exporters, importers, and other business entities based on their performance and specific business needs.<\/li>\n<p> <\/ul>\n<p> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-it\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udcbb IT & Software Service Payments from Bangladesh<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">To support the growing technology sector, Bangladesh Bank allows outward remittances for various IT-related services and products. These limits are per entity, per year, and facilitate international business for tech companies.<\/pee> <\/p>\n<div class=\"grid md:grid-cols-2 gap-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Membership\/Certification Fees<\/h4>\n<p> <pee>Remit up to <span class=\"limit-highlight\">USD 10,000<\/span> per year for international IT association memberships and professional certifications.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Domain Registration & Hosting<\/h4>\n<p> <pee>Send up to <span class=\"limit-highlight\">USD 300<\/span> per year for each international domain registration or web hosting plan.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Server Maintenance Fees<\/h4>\n<p> <pee>Up to <span class=\"limit-highlight\">USD 2,000<\/span> per year can be remitted for maintaining servers located abroad.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Software License & Subscription<\/h4>\n<p> <pee>Transfer up to <span class=\"limit-highlight\">USD 10,000<\/span> per year for purchasing or renewing software licenses and subscriptions from foreign vendors.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-company\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83c\udfe2 Company & Corporate Foreign Transactions<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">This section outlines the rules for sending money abroad for various operational needs of companies in Bangladesh. This includes remittances for training, testing, and other business services. Proper documentation like pro-forma invoices is always required.<\/pee> <\/p>\n<div class=\"grid md:grid-cols-2 gap-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Employee Training & Study Tours<\/h4>\n<p> <pee>Companies can send up to <span class=\"limit-highlight\">USD 10,000<\/span> per person per year for employee training programs and study tours abroad.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Product Testing & Quality Control Fees<\/h4>\n<p> <pee>Up to <span class=\"limit-highlight\">USD 20,000<\/span> per year can be remitted for product testing and quality control services from foreign labs.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Information & News Agency Services<\/h4>\n<p> <pee>Remittance for services from international news agencies, credit rating agencies, etc., is allowed based on official demand notes.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Exporter’s Retention Quota (ERQ) Account<\/h4>\n<p> <pee>Exporters in Bangladesh can hold a percentage of their repatriated export earnings in a foreign currency account (ERQ). These funds can be freely used for bonafide business purposes like business travel, international market promotion, and import of raw materials.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Bank Guarantees & Tender Fees<\/h4>\n<p> <pee>Remittance for participating in international tenders (e.g., tender guarantees or performance bonds) is permitted, usually requiring a back-to-back guarantee from a local bank.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Government & Semi-Government Dues<\/h4>\n<p> <pee>Payments for government or semi-government organizations abroad are allowed with supporting official documents.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-business\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udcbc Remittance for Professional & Service Fees<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">The Bangladesh Bank allows payments for international services like royalties, technical assistance, and franchise fees. These remittances are typically calculated as a percentage of business metrics and may require prior central bank approval for large amounts.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Royalty & Technical Know-how\/Assistance Fees<\/h4>\n<p> <pee class=\"mb-2\">The total outward remittance for these fees is capped based on the company’s operational stage:<\/pee> <\/p>\n<ul class=\"list-disc list-inside text-gray-700 space-y-2\"> <\/p>\n<li><strong>Pre-Commercial Operation:<\/strong> Up to <span class=\"limit-highlight\">6%<\/span> of the Cost & Freight (C&F) value of imported machinery.<\/li>\n<p> <\/p>\n<li><strong>Post-Commercial Operation:<\/strong> Up to <span class=\"limit-highlight\">6%<\/span> of the previous year’s sales as declared in tax returns (excluding VAT).<\/li>\n<p> <\/ul>\n<p> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Franchise Fees<\/h4>\n<p> <pee>For total fees exceeding <span class=\"limit-highlight\">USD 100,000<\/span>, the remittance must be made in installments: 50% in the 1st year, 30% in the 2nd year, and the remaining 20% in the 3rd year.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Contractor & Service Fees<\/h4>\n<p> <pee>For recurring payments under a service agreement, the remittance limit is a maximum of <span class=\"limit-highlight\">6%<\/span> of the company’s sales revenue (excluding VAT).<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Rules on Advance Payments<\/h4>\n<p> <pee>Any advance payments made to foreign entities before a company starts generating revenue must be officially adjusted within one year of commencing commercial operations.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p>  <\/p>\n<div id=\"content-family\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67 Remittance for Family Maintenance & Support<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">Bangladeshi nationals working abroad can legally send money to support their families living overseas. Non-resident Bangladeshis can also remit funds from their accounts in Bangladesh.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Family Maintenance by Expatriates<\/h4>\n<p> <pee>Bangladeshi nationals employed abroad can remit up to <span class=\"limit-highlight\">75%<\/span> of their net income for the maintenance of their families living in other countries.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Transfers from Non-resident Taka Accounts (NRTA)<\/h4>\n<p> <pee>Non-resident Bangladeshis (NRBs) can freely remit funds abroad from the balance held in their NRTAs.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-events\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83c\udf9f\ufe0f Sending Money for International Events & Conferences<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">Funds can be remitted from Bangladesh to pay for registration fees for participation in international seminars, workshops, and conferences.<\/pee> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Event Registration Fees<\/h4>\n<p> <pee>Up to <span class=\"limit-highlight\">USD 2,500<\/span> per person per event is allowed to be remitted for registration fees.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-other\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udd17 Other Foreign Remittance Categories<\/h4>\n<p> <pee class=\"mb-6 text-gray-600\">This section covers various other permitted outward remittances from Bangladesh, including international donations and legal fees, which often require specific approvals.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Donations to International Charities<\/h4>\n<p> <pee>Remittances for donations to reputed international charitable organizations require prior approval from the Bangladesh Bank.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Payment for International Legal Services<\/h4>\n<p> <pee>Fees for foreign law firms can be remitted based on their official demand notes, typically requiring prior approval from the central bank for larger amounts.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<section class=\"mt-12 bg-emerald-50 p-6 md:p-8 rounded-xl\"> <\/p>\n<div class=\"text-center\"> <\/p>\n<h2 class=\"text-2xl md:text-3xl font-bold text-emerald-800\">Need Legal Help with Foreign Remittance?<\/h2>\n<p> <pee class=\"mt-4 text-lg text-emerald-700 max-w-3xl mx-auto\">Navigating Bangladesh’s foreign exchange regulations can be complex. <strong>LegalSeba LLP<\/strong> is here to provide expert legal advice for your international transactions.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"mt-8 grid md:grid-cols-3 gap-8 text-center\"> <\/p>\n<div class=\"bg-white p-6 rounded-lg shadow-sm\"> <\/p>\n<h3 class=\"font-bold text-xl text-emerald-900 mb-2\">Regulatory Compliance<\/h3>\n<p> <pee class=\"text-gray-600\">We ensure your transactions fully comply with the latest Bangladesh Bank circulars and the Foreign Exchange Regulation Act, 1947, minimizing risks of penalties.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"bg-white p-6 rounded-lg shadow-sm\"> <\/p>\n<h3 class=\"font-bold text-xl text-emerald-900 mb-2\">Documentation Support<\/h3>\n<p> <pee class=\"text-gray-600\">Our team assists in preparing and vetting all necessary documentation, from pro-forma invoices to legal agreements, for smooth processing by Authorized Dealer banks.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"bg-white p-6 rounded-lg shadow-sm\"> <\/p>\n<h3 class=\"font-bold text-xl text-emerald-900 mb-2\">Expert Legal Advice<\/h3>\n<p> <pee class=\"text-gray-600\">Get clear, actionable advice on complex cases, including structuring royalty agreements, franchise contracts, and securing Bangladesh Bank approval for special remittances.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div class=\"text-center mt-8\"> <a href=\"https:\/\/legalseba.com\/BOOK-NOW\/\" target=\"_blank\" class=\"inline-block bg-emerald-700 text-white font-bold py-3 px-8 rounded-lg hover:bg-emerald-800 transition-colors\">Book a Consultation Now<\/a> <\/p>\n<div class=\"mt-6 text-emerald-800\"> <pee class=\"font-semibold\">Contact Us Directly:<\/pee> <\/p>\n<div class=\"flex flex-col sm:flex-row items-center justify-center space-y-2 sm:space-y-0 sm:space-x-6 mt-2\"> <a href=\"mailto:support@legalseba.com\" class=\"hover:text-emerald-600\">Email: support@legalseba.com<\/a> <a href=\"tel:+8801753718223\" class=\"hover:text-emerald-600\">Phone: +8801753718223<\/a> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/section>\n<p> <\/main> <\/p>\n<footer class=\"text-center mt-12 pt-8 border-t\"> <pee class=\"text-sm text-gray-500\"><strong>Disclaimer:<\/strong> This application is an informational guide based on Bangladesh Bank’s FE Circular No. 37, dated September 30, 2025. It is intended for convenience and does not constitute legal or financial advice. All regulations are subject to change. Please consult with your Authorized Dealer bank for the most current and official information before making any transaction.<\/pee> <\/footer>\n<p> <\/div>\n<p> <script> document.addEventListener('DOMContentLoaded', function() { const buttons = document.querySelectorAll('.category-btn'); const contentSections = document.querySelectorAll('.content-section'); const defaultCategory = 'education'; function showContent(targetId) { buttons.forEach(btn => { if (btn.dataset.target === targetId) { btn.classList.add('active'); } else { btn.classList.remove('active'); } }); contentSections.forEach(section => { if (section.id === `content-${targetId}`) { section.classList.add('active'); } else { section.classList.remove('active'); } }); } buttons.forEach(button => { button.addEventListener('click', () => { const targetId = button.dataset.target; showContent(targetId); }); });  showContent(defaultCategory); const ctx = document.getElementById('limitsChart').getContext('2d'); const limitsChart = new Chart(ctx, { type: 'bar', data: { labels: ['Personal Travel', 'IT Membership\/Cert', 'Software License', 'Event Registration (per event)'], datasets: [{ label: 'Maximum Annual Limit (in USD)', data: [12000, 10000, 10000, 2500], backgroundColor: [ 'rgba(5, 150, 105, 0.6)', 'rgba(16, 185, 129, 0.6)', 'rgba(110, 231, 183, 0.6)', 'rgba(209, 250, 229, 0.6)' ], borderColor: [ 'rgba(5, 150, 105, 1)', 'rgba(16, 185, 129, 1)', 'rgba(110, 231, 183, 1)', 'rgba(209, 250, 229, 1)' ], borderWidth: 1 }] }, options: { responsive: true, maintainAspectRatio: false, scales: { y: { beginAtZero: true, ticks: { callback: function(value) { return '$' + value.toLocaleString(); } } } }, plugins: { legend: { display: false }, tooltip: { callbacks: { label: function(context) { let label = context.dataset.label || ''; if (label) { label += ': '; } if (context.parsed.y !== null) { label += new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD' }).format(context.parsed.y); } return label; } } } } } }); }); <\/script><\/body><\/html>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","footnotes":""},"categories":[159],"tags":[],"class_list":["post-1125","post","type-post","status-publish","format-standard","hentry","category-banking-laws","et-doesnt-have-format-content","et_post_format-et-post-format-standard"],"yoast_head":"\n<title>Sending Money Abroad from Bangladesh: The Official Guide - 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{"id":1125,"date":"2025-10-07T21:12:22","date_gmt":"2025-10-07T21:12:22","guid":{"rendered":"https:\/\/legalseba.com\/bd-articles\/?p=1125"},"modified":"2025-10-07T21:14:22","modified_gmt":"2025-10-07T21:14:22","slug":"sending-money-abroad-from-bangladesh-the-official-guide","status":"publish","type":"post","link":"https:\/\/legalseba.com\/bd-articles\/sending-money-abroad-from-bangladesh-the-official-guide\/","title":{"rendered":"Sending Money Abroad from Bangladesh: The Official Guide"},"content":{"rendered":"

[et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.27.4″ _module_preset=”default”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.4″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_code _builder_version=”4.27.4″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″] How to Send Money from Bangladesh Abroad: Official Rules & Limits Guide (2025)<\/title> <meta name=\"description\" content=\"The complete guide to sending money abroad from Bangladesh in 2025. Find official rules, outward remittance limits, and requirements for education, medical, travel, and business based on the latest Bangladesh Bank regulations.\"> <meta name=\"keywords\" content=\"send money from Bangladesh, outward remittance Bangladesh, Bangladesh Bank foreign exchange, remittance rules Bangladesh, send money abroad, foreign currency limits, education fees abroad, medical treatment abroad, travel quota Bangladesh, LegalSeba LLP, how to transfer money internationally from Bangladesh\">  <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script> <script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script> <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"> <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin> <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700&display=swap\" rel=\"stylesheet\">    – Report Info: Various categories and limits for outward remittances. – Goal: Inform and allow easy lookup. – Presentation Method: Interactive category buttons (HTML\/CSS) controlling visibility of detailed text blocks (HTML). Key limits are highlighted with distinct styling. – Interaction: Clicking a category button filters the content shown. This is a simple, universally understood interaction model. – Justification: This approach directly addresses the user’s need to find specific information quickly within a complex document, making it far more usable than reading the original PDF. – Visualization: A Bar Chart (Chart.js) is used to compare major annual remittance limits. – Goal: Compare relative scales of different remittance allowances. – Presentation: A Canvas-based bar chart. – Interaction: Tooltips on hover show precise values. – Justification: The chart provides an at-a-glance comparison that is more impactful than a simple list of numbers, aiding in quick comprehension. – Library\/Method: Chart.js on a Canvas element. –>  <\/p>\n<style> body { font-family: 'Inter', sans-serif; background-color: #FDFBF8; } .chart-container { position: relative; width: 100%; max-width: 900px; margin-left: auto; margin-right: auto; height: 400px; max-height: 50vh; } .limit-highlight { font-weight: 700; color: #047857; \/* Emerald-700 *\/ } .category-btn { transition: all 0.2s ease-in-out; } .category-btn.active { background-color: #065F46; \/* Emerald-800 *\/ color: white; transform: translateY(-2px); box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1); } .content-section { display: none; } .content-section.active { display: block; } <\/style>\n<p> <script type=\"application\/ld+json\"> { \"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [ { \"@type\": \"Question\", \"name\": \"What is the personal travel quota for sending money abroad from Bangladesh?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"As per the latest Bangladesh Bank regulations for 2025, the annual personal travel quota is up to USD 12,000 per adult per calendar year. For minors under 12, the limit is half of the adult entitlement.\" } }, { \"@type\": \"Question\", \"name\": \"How much money can I remit from Bangladesh for education abroad?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"For students studying abroad, you can remit the actual amount required for tuition and other fees as per the educational institution's demand note. For living expenses, the outward remittance limit is up to USD 2,000 per month, which can be increased by 50% for high-cost locations with proper proof.\" } }, { \"@type\": \"Question\", \"name\": \"What are the rules for sending money for medical treatment outside Bangladesh?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"An initial remittance of up to USD 10,000 is allowed for medical treatment abroad based on a specialist doctor's recommendation. Further amounts can be sent based on the official estimate from the foreign medical institution.\" } }, { \"@type\": \"Question\", \"name\": \"What are the limits on outward remittances for IT and software services from Bangladesh?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"For IT-related services, entities in Bangladesh can remit up to USD 10,000 annually for membership\/certification, USD 300 per domain\/hosting plan, USD 2,000 for server maintenance, and USD 10,000 for software licenses\/subscriptions per year.\" } } ] } <\/script> <script type=\"application\/ld+json\"> { \"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"headline\": \"How to Send Money from Bangladesh Abroad: Official Rules & Limits Guide (2025)\", \"author\": { \"@type\": \"Organization\", \"name\": \"LegalSeba LLP\" }, \"publisher\": { \"@type\": \"Organization\", \"name\": \"LegalSeba LLP\", \"contactPoint\": { \"@type\": \"ContactPoint\", \"telephone\": \"+8801753718223\", \"contactType\": \"Customer Support\", \"email\": \"support@legalseba.com\", \"areaServed\": \"BD\", \"availableLanguage\": \"en\" } }, \"datePublished\": \"2025-09-30\", \"dateModified\": \"2025-10-07\", \"description\": \"A comprehensive guide on the rules for outward remittances from Bangladesh. Learn about the official limits and procedures for sending money abroad for education, travel, medical, and business purposes, based on the latest Bangladesh Bank FE Circular.\", \"mainEntityOfPage\": { \"@type\": \"WebPage\" } } <\/script><\/head><body class=\"text-gray-800\"> <\/p>\n<div class=\"container mx-auto p-4 md:p-8 max-w-7xl\"> <\/p>\n<header class=\"text-center mb-8 md:mb-12\"> <\/p>\n<h1 class=\"text-3xl md:text-5xl font-bold text-gray-900\">Sending Money Abroad from Bangladesh: The Official Guide (2025 Rules)<\/h1>\n<p> <pee class=\"mt-2 md:mt-4 text-base md:text-lg text-gray-600\">Your complete guide to Bangladesh Bank’s foreign exchange regulations for outward remittances. This page covers all current rules based on FE Circular No. 37, valid until September 29, 2026.<\/pee> <\/header>\n<p> <main> <\/p>\n<section id=\"key-limits-overview\" class=\"mb-12\"> <\/p>\n<h2 class=\"text-2xl md:text-3xl font-bold text-center mb-6\">Annual Foreign Remittance Limits at a Glance<\/h2>\n<p> <pee class=\"text-center text-gray-600 max-w-3xl mx-auto mb-6\">This chart provides a quick comparison of the maximum amounts of foreign currency that can be sent abroad annually for common purposes. To understand the full process of how to transfer money internationally from Bangladesh, use the category tabs below for detailed rules and conditions.<\/pee> <\/p>\n<div class=\"bg-white p-4 rounded-xl shadow-md\"> <\/p>\n<div class=\"chart-container\"> <canvas id=\"limitsChart\"><\/canvas> <\/div>\n<p> <\/div>\n<p> <\/section>\n<p> <\/p>\n<section id=\"category-navigator\"> <\/p>\n<h2 class=\"text-2xl md:text-3xl font-bold text-center mb-6\">Find Remittance Rules by Your Purpose<\/h2>\n<p> <pee class=\"text-center text-gray-600 max-w-3xl mx-auto mb-8\">The rules for sending money abroad from Bangladesh are specific to the reason for the transfer. Select a category to see the official foreign currency limits and documentation requirements as set by Bangladesh Bank. This helps you quickly find the information relevant to your needs.<\/pee> <\/p>\n<div id=\"category-buttons\" class=\"grid grid-cols-2 sm:grid-cols-3 lg:grid-cols-5 gap-4 md:gap-6\"> <button data-target=\"education\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Graduation cap\">\ud83c\udf93<\/span> <span class=\"font-semibold\">Education<\/span> <\/button> <button data-target=\"medical\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Hospital\">\ud83c\udfe5<\/span> <span class=\"font-semibold\">Medical<\/span> <\/button> <button data-target=\"travel\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Airplane\">\u2708\ufe0f<\/span> <span class=\"font-semibold\">Travel<\/span> <\/button> <button data-target=\"it\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Laptop\">\ud83d\udcbb<\/span> <span class=\"font-semibold\">IT & Software<\/span> <\/button> <button data-target=\"company\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Office building\">\ud83c\udfe2<\/span> <span class=\"font-semibold\">Company Transactions<\/span> <\/button> <button data-target=\"business\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Briefcase\">\ud83d\udcbc<\/span> <span class=\"font-semibold\">Professional Fees<\/span> <\/button> <button data-target=\"family\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Family\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/span> <span class=\"font-semibold\">Family Support<\/span> <\/button> <button data-target=\"events\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Admission tickets\">\ud83c\udf9f\ufe0f<\/span> <span class=\"font-semibold\">Events<\/span> <\/button> <button data-target=\"other\" class=\"category-btn flex flex-col items-center justify-center text-center p-4 bg-white rounded-xl shadow-md hover:shadow-lg hover:bg-gray-50\"> <span class=\"text-3xl mb-2\" role=\"img\" aria-label=\"Link\">\ud83d\udd17<\/span> <span class=\"font-semibold\">Other<\/span> <\/button> <\/div>\n<p> <\/section>\n<p>  <\/p>\n<div id=\"content-container\" class=\"mt-8 md:mt-12\"> <\/p>\n<div id=\"content-education\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udcda Outward Remittance for Education from Bangladesh<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">If you need to send money from Bangladesh for educational purposes, the central bank has set clear guidelines. Funds can be remitted for students studying abroad to cover academic and living costs. Ensure you have the necessary documentation from the educational institution to facilitate the foreign exchange transaction.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Tuition and Other Academic Fees<\/h4>\n<p> <pee>You can remit the actual amount as specified in the demand note or estimate from the foreign educational institution. There is no upper cap, provided the costs are officially documented.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Student Living Expenses<\/h4>\n<p> <pee>The limit for living expenses is up to <span class=\"limit-highlight\">USD 2,000<\/span> per month. This can be increased by up to 50% for specific high-cost countries or cities, provided there is proof from the institution or a relevant public authority.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">One-Time Incidental Expenses<\/h4>\n<p> <pee>For newly admitted students preparing to leave Bangladesh, a one-time remittance of up to <span class=\"limit-highlight\">USD 1,000<\/span> is allowed for incidental expenses before their departure.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-medical\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83e\ude7a Sending Money for Medical Treatment Abroad<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">The regulations allow outward remittances for medical treatment in foreign countries. To transfer money for this purpose, you will need recommendations from local medical specialists and official cost estimates from the overseas medical institution.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Initial Remittance for Medical Care<\/h4>\n<p> <pee>An initial amount of up to <span class=\"limit-highlight\">USD 10,000<\/span> can be remitted based on the recommendation of a specialist doctor in Bangladesh or a local medical board.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Further Remittances for Ongoing Treatment<\/h4>\n<p> <pee>Additional funds can be sent based on the official estimate provided by the foreign hospital or medical institution where the treatment will take place. This requires submitting the documents to your bank.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-travel\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\u2708\ufe0f Bangladesh Travel Quota: Foreign Currency Rules<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">Individuals are entitled to a foreign exchange quota for personal and business travel, known as the travel quota. These outward remittance quotas are per person, per calendar year and must be endorsed in your passport by an Authorized Dealer bank.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Personal Travel Quota<\/h4>\n<p> <pee>The annual personal travel quota is up to <span class=\"limit-highlight\">USD 12,000<\/span> per adult. For minors (under 12 years of age), the limit is half of the adult entitlement.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Business Travel Quota<\/h4>\n<p> <pee class=\"mb-2\">The limits for business travel from Bangladesh vary by destination:<\/pee> <\/p>\n<ul class=\"list-disc list-inside text-gray-700 space-y-2\"> <\/p>\n<li><strong>SAARC Countries & Myanmar:<\/strong> Up to <span class=\"limit-highlight\">USD 5,000<\/span> per trip.<\/li>\n<p> <\/p>\n<li><strong>Other Countries:<\/strong> Up to <span class=\"limit-highlight\">USD 7,000<\/span> per trip.<\/li>\n<p> <\/p>\n<li>Special quotas also exist for exporters, importers, and other business entities based on their performance and specific business needs.<\/li>\n<p> <\/ul>\n<p> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-it\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udcbb IT & Software Service Payments from Bangladesh<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">To support the growing technology sector, Bangladesh Bank allows outward remittances for various IT-related services and products. These limits are per entity, per year, and facilitate international business for tech companies.<\/pee> <\/p>\n<div class=\"grid md:grid-cols-2 gap-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Membership\/Certification Fees<\/h4>\n<p> <pee>Remit up to <span class=\"limit-highlight\">USD 10,000<\/span> per year for international IT association memberships and professional certifications.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Domain Registration & Hosting<\/h4>\n<p> <pee>Send up to <span class=\"limit-highlight\">USD 300<\/span> per year for each international domain registration or web hosting plan.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Server Maintenance Fees<\/h4>\n<p> <pee>Up to <span class=\"limit-highlight\">USD 2,000<\/span> per year can be remitted for maintaining servers located abroad.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Software License & Subscription<\/h4>\n<p> <pee>Transfer up to <span class=\"limit-highlight\">USD 10,000<\/span> per year for purchasing or renewing software licenses and subscriptions from foreign vendors.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-company\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83c\udfe2 Company & Corporate Foreign Transactions<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">This section outlines the rules for sending money abroad for various operational needs of companies in Bangladesh. This includes remittances for training, testing, and other business services. Proper documentation like pro-forma invoices is always required.<\/pee> <\/p>\n<div class=\"grid md:grid-cols-2 gap-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Employee Training & Study Tours<\/h4>\n<p> <pee>Companies can send up to <span class=\"limit-highlight\">USD 10,000<\/span> per person per year for employee training programs and study tours abroad.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Product Testing & Quality Control Fees<\/h4>\n<p> <pee>Up to <span class=\"limit-highlight\">USD 20,000<\/span> per year can be remitted for product testing and quality control services from foreign labs.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Information & News Agency Services<\/h4>\n<p> <pee>Remittance for services from international news agencies, credit rating agencies, etc., is allowed based on official demand notes.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Exporter’s Retention Quota (ERQ) Account<\/h4>\n<p> <pee>Exporters in Bangladesh can hold a percentage of their repatriated export earnings in a foreign currency account (ERQ). These funds can be freely used for bonafide business purposes like business travel, international market promotion, and import of raw materials.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Bank Guarantees & Tender Fees<\/h4>\n<p> <pee>Remittance for participating in international tenders (e.g., tender guarantees or performance bonds) is permitted, usually requiring a back-to-back guarantee from a local bank.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Government & Semi-Government Dues<\/h4>\n<p> <pee>Payments for government or semi-government organizations abroad are allowed with supporting official documents.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-business\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udcbc Remittance for Professional & Service Fees<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">The Bangladesh Bank allows payments for international services like royalties, technical assistance, and franchise fees. These remittances are typically calculated as a percentage of business metrics and may require prior central bank approval for large amounts.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Royalty & Technical Know-how\/Assistance Fees<\/h4>\n<p> <pee class=\"mb-2\">The total outward remittance for these fees is capped based on the company’s operational stage:<\/pee> <\/p>\n<ul class=\"list-disc list-inside text-gray-700 space-y-2\"> <\/p>\n<li><strong>Pre-Commercial Operation:<\/strong> Up to <span class=\"limit-highlight\">6%<\/span> of the Cost & Freight (C&F) value of imported machinery.<\/li>\n<p> <\/p>\n<li><strong>Post-Commercial Operation:<\/strong> Up to <span class=\"limit-highlight\">6%<\/span> of the previous year’s sales as declared in tax returns (excluding VAT).<\/li>\n<p> <\/ul>\n<p> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Franchise Fees<\/h4>\n<p> <pee>For total fees exceeding <span class=\"limit-highlight\">USD 100,000<\/span>, the remittance must be made in installments: 50% in the 1st year, 30% in the 2nd year, and the remaining 20% in the 3rd year.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Contractor & Service Fees<\/h4>\n<p> <pee>For recurring payments under a service agreement, the remittance limit is a maximum of <span class=\"limit-highlight\">6%<\/span> of the company’s sales revenue (excluding VAT).<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Rules on Advance Payments<\/h4>\n<p> <pee>Any advance payments made to foreign entities before a company starts generating revenue must be officially adjusted within one year of commencing commercial operations.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p>  <\/p>\n<div id=\"content-family\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67 Remittance for Family Maintenance & Support<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">Bangladeshi nationals working abroad can legally send money to support their families living overseas. Non-resident Bangladeshis can also remit funds from their accounts in Bangladesh.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Family Maintenance by Expatriates<\/h4>\n<p> <pee>Bangladeshi nationals employed abroad can remit up to <span class=\"limit-highlight\">75%<\/span> of their net income for the maintenance of their families living in other countries.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Transfers from Non-resident Taka Accounts (NRTA)<\/h4>\n<p> <pee>Non-resident Bangladeshis (NRBs) can freely remit funds abroad from the balance held in their NRTAs.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-events\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83c\udf9f\ufe0f Sending Money for International Events & Conferences<\/h3>\n<p> <pee class=\"mb-6 text-gray-600\">Funds can be remitted from Bangladesh to pay for registration fees for participation in international seminars, workshops, and conferences.<\/pee> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Event Registration Fees<\/h4>\n<p> <pee>Up to <span class=\"limit-highlight\">USD 2,500<\/span> per person per event is allowed to be remitted for registration fees.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div id=\"content-other\" class=\"content-section bg-white p-6 md:p-8 rounded-xl shadow-lg\"> <\/p>\n<h3 class=\"text-2xl font-bold mb-4\">\ud83d\udd17 Other Foreign Remittance Categories<\/h4>\n<p> <pee class=\"mb-6 text-gray-600\">This section covers various other permitted outward remittances from Bangladesh, including international donations and legal fees, which often require specific approvals.<\/pee> <\/p>\n<div class=\"space-y-4\"> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Donations to International Charities<\/h4>\n<p> <pee>Remittances for donations to reputed international charitable organizations require prior approval from the Bangladesh Bank.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"p-4 border rounded-lg\"> <\/p>\n<h4 class=\"font-semibold text-lg\">Payment for International Legal Services<\/h4>\n<p> <pee>Fees for foreign law firms can be remitted based on their official demand notes, typically requiring prior approval from the central bank for larger amounts.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/p>\n<section class=\"mt-12 bg-emerald-50 p-6 md:p-8 rounded-xl\"> <\/p>\n<div class=\"text-center\"> <\/p>\n<h2 class=\"text-2xl md:text-3xl font-bold text-emerald-800\">Need Legal Help with Foreign Remittance?<\/h2>\n<p> <pee class=\"mt-4 text-lg text-emerald-700 max-w-3xl mx-auto\">Navigating Bangladesh’s foreign exchange regulations can be complex. <strong>LegalSeba LLP<\/strong> is here to provide expert legal advice for your international transactions.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"mt-8 grid md:grid-cols-3 gap-8 text-center\"> <\/p>\n<div class=\"bg-white p-6 rounded-lg shadow-sm\"> <\/p>\n<h3 class=\"font-bold text-xl text-emerald-900 mb-2\">Regulatory Compliance<\/h3>\n<p> <pee class=\"text-gray-600\">We ensure your transactions fully comply with the latest Bangladesh Bank circulars and the Foreign Exchange Regulation Act, 1947, minimizing risks of penalties.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"bg-white p-6 rounded-lg shadow-sm\"> <\/p>\n<h3 class=\"font-bold text-xl text-emerald-900 mb-2\">Documentation Support<\/h3>\n<p> <pee class=\"text-gray-600\">Our team assists in preparing and vetting all necessary documentation, from pro-forma invoices to legal agreements, for smooth processing by Authorized Dealer banks.<\/pee> <\/div>\n<p> <\/p>\n<div class=\"bg-white p-6 rounded-lg shadow-sm\"> <\/p>\n<h3 class=\"font-bold text-xl text-emerald-900 mb-2\">Expert Legal Advice<\/h3>\n<p> <pee class=\"text-gray-600\">Get clear, actionable advice on complex cases, including structuring royalty agreements, franchise contracts, and securing Bangladesh Bank approval for special remittances.<\/pee> <\/div>\n<p> <\/div>\n<p> <\/p>\n<div class=\"text-center mt-8\"> <a href=\"https:\/\/legalseba.com\/BOOK-NOW\/\" target=\"_blank\" class=\"inline-block bg-emerald-700 text-white font-bold py-3 px-8 rounded-lg hover:bg-emerald-800 transition-colors\">Book a Consultation Now<\/a> <\/p>\n<div class=\"mt-6 text-emerald-800\"> <pee class=\"font-semibold\">Contact Us Directly:<\/pee> <\/p>\n<div class=\"flex flex-col sm:flex-row items-center justify-center space-y-2 sm:space-y-0 sm:space-x-6 mt-2\"> <a href=\"mailto:support@legalseba.com\" class=\"hover:text-emerald-600\">Email: support@legalseba.com<\/a> <a href=\"tel:+8801753718223\" class=\"hover:text-emerald-600\">Phone: +8801753718223<\/a> <\/div>\n<p> <\/div>\n<p> <\/div>\n<p> <\/section>\n<p> <\/main> <\/p>\n<footer class=\"text-center mt-12 pt-8 border-t\"> <pee class=\"text-sm text-gray-500\"><strong>Disclaimer:<\/strong> This application is an informational guide based on Bangladesh Bank’s FE Circular No. 37, dated September 30, 2025. It is intended for convenience and does not constitute legal or financial advice. All regulations are subject to change. 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